Legal Video Library

Hit and Run Accident Claims Defined

• A hit and run accident claim arises when a driver leaves the scene and the victim seeks compensation for injuries or damages.
• Because the at-fault driver is unknown or unavailable, claims are often filed through your own insurance policy.
• Georgia law still allows victims to pursue compensation even if the responsible driver is not identified.
• These cases commonly rely on uninsured motorist (UM) coverage.

How Compensation Works in Hit and Run Cases

• Victims may recover damages through:
  • Uninsured motorist (UM) coverage on their own policy.
  • Medical payments coverage (MedPay), if available.
• Compensation may include:
  • medical expenses,
  • lost wages,
  • pain and suffering,
  • property damage.
• If the driver is later identified, a claim or lawsuit can be filed directly against them.

Steps to Take After a Hit and Run Accident

• Call 911 immediately and report the accident.
• Seek medical attention, even if injuries seem minor.
• Gather any available information, including:
  • vehicle description,
  • license plate (even partial),
  • witness statements.
• Take photos of the scene, damage, and injuries.
• Notify your insurance company promptly.

Challenges in Hit and Run Claims

• Difficulty identifying the at-fault driver.
• Insurance companies may dispute whether the accident qualifies for UM coverage.
• Lack of witnesses or video evidence can complicate claims.
• Insurers may attempt to minimize payouts or deny claims without strong documentation.

Why This Matters

• Hit and run victims still have legal options to recover compensation.
• Acting quickly helps preserve evidence and strengthen your claim.
• Insurance companies may not offer full compensation without legal pressure.
• An experienced attorney can help maximize recovery even when the at-fault driver is unknown.